Osprey Ranch (K. Hovnanian): Prices, Incentives & Using Your Own Agent (2026)
Rendering of the Sanya II, Lake View floor plan, a two-story home with a covered front porch, at Osprey Ranch.
Image: K. Hovnanian Homes (builder rendering)
Quick answer
K. Hovnanian lists Osprey Ranch single-family homes from the mid/upper $500s, with plans such as Nicola II from $560,990 (builder site, Oct 5, 2026). Register your own agent before the model. Call 407-706-5000.
| Fact | Figure | Source |
|---|---|---|
| Builder | K. Hovnanian Homes (K. Hovnanian Osprey Ranch, LLC) | khov.com Osprey Ranch, Oct 5, 2026 |
| Sales office | 15197 Blue Peacock Lane, Winter Garden, FL 34787 | K. Hovnanian, Oct 5, 2026 |
| Published starting band | Single-family homes from the mid / upper $500s | K. Hovnanian, Oct 5, 2026 |
| Example plan starts | Nicola II $560,990; Suncrest II $584,990; Tessa II $597,990; Tobago II $693,990; Sanya II $730,990 | K. Hovnanian plan pages, Oct 5, 2026 |
| Homesite collections | 32′ and 50′ homesite collections (about 2,142–3,045+ sq ft on current inventory) | K. Hovnanian, Oct 5, 2026 |
| Dated incentive example | 4.99% Conventional 7/6 ARM promo on select eligible QMIs (contracts 9/30/26–10/31/26; close by 11/30/26; KHAM required for promo) | K. Hovnanian disclaimer, checked Oct 5, 2026 |
| Median sold (12 mo, 34787) | $634,990 (27 closings) | Stellar MLS, 12 mo ending Oct 2, 2026 |
| Median Days to Contract | 65 days (median CDOM 42 days) | Stellar MLS, 12 mo ending Oct 2, 2026 |
What does Osprey Ranch cost in 2026?
K. Hovnanian markets Osprey Ranch single-family homes from the mid to upper $500s (builder site, checked Oct 5, 2026). Plan pages checked the same day show example starts such as Nicola II from $560,990, Suncrest II from $584,990, Tessa II from $597,990, Tobago II from $693,990 and Sanya II from $730,990. The builder notes that starting prices may include lot premium.
Stellar MLS shows 27 closed Osprey Ranch sales in ZIP 34787 over the 12 months ending Oct 2, 2026, with a median sold price of $634,990 and a median of $254.00 per heated square foot (Stellar MLS; Jared Jones Team analysis; 34787-only matches). For process differences vs resale, see new construction vs resale.
What incentives is K. Hovnanian advertising right now?
As of Oct 5, 2026, the Osprey Ranch site advertises a Conventional 7/6 ARM interest rate starting at 4.99% (published example APR 5.822%) on select eligible quick move-in homes with new contracts entered Sept 30–Oct 31, 2026 that close on or before Nov 30, 2026. The published disclaimer states the buyer must finance through K. Hovnanian American Mortgage (KHAM) to receive the finance promotion, and that the offer cannot be combined with other discounts.
Incentives change or end without notice. Read the full current disclaimer on khov.com and get any rate or credit in writing on your contract. Buyers are not required to use KHAM for the purchase — only for that specific promo.
Should I register my own buyer’s agent before touring?
Yes. Register your own buyer’s agent with K. Hovnanian before you walk a model, schedule a UTour or discuss a homesite with the on-site team. Builder sales consultants represent the seller; your agent represents you on deposits, options, inspections and whether a published incentive actually fits your financing.
Follow the timing in our own-agent Horizon West builder guide. Call or text 407-706-5000 and we will handle registration before your first visit.
How do HOA, CDD, warranty and commute checks fit?
Confirm HOA dues and rules in the association documents for the phase you buy. Look up any CDD or other non-ad valorem assessment on the Orange County tax bill for that parcel using our CDD and HOA methods. Review builder warranty and inspection windows in our warranty guide.
Osprey Ranch sits in the Horizon West growth area with access toward SR 429 and US-192 corridors — see Horizon West commute & roads and the broader Winter Garden new construction 2026 overview.
What should buyers check before writing a deposit?
- Dated K. Hovnanian price, options and lot-premium quote for that homesite.
- Whether any advertised incentive still applies — and whether it requires KHAM.
- Buyer’s-agent registration completed before the first tour.
- HOA docs plus any CDD line on the sample tax bill.
- Inspection, deposit and closing deadlines in the builder contract.
Call or text 407-706-5000 for an Osprey Ranch net-sheet on a specific homesite.
Frequently asked questions
What does Osprey Ranch cost right now?
K. Hovnanian markets Osprey Ranch from the mid to upper $500s. Plan examples checked Oct 5, 2026 include Nicola II from $560,990, Suncrest II from $584,990, Tessa II from $597,990, Tobago II from $693,990 and Sanya II from $730,990. Starting prices may include lot premium — confirm in writing.
Is there a current financing incentive?
As of Oct 5, 2026, K. Hovnanian advertises a Conventional 7/6 ARM starting at 4.99% (5.822% APR in the published example) on select eligible quick move-in homes under contract Sept 30–Oct 31, 2026 that close by Nov 30, 2026, typically requiring KHAM financing. Terms change — read the full disclaimer on the builder site.
Do I need my own buyer’s agent at Osprey Ranch?
Yes. Register your own buyer’s agent with K. Hovnanian before you tour or deposit. The on-site team represents the builder. Our own-agent Horizon West builder guide explains the timing. Call or text 407-706-5000 and we will help you register first.
How have Osprey Ranch homes been selling?
In the 12 months ending Oct 2, 2026, Stellar MLS shows 27 closed Osprey Ranch sales in ZIP 34787 with a median sold price of $634,990, median CDOM of 42 days and median Days to Contract of 65 days (Stellar MLS; Jared Jones Team analysis). No matches appeared in 34786/32836 exports.
Does Osprey Ranch have HOA or CDD fees?
Expect association dues in a master-planned Horizon West community; confirm the current schedule in HOA documents. Any CDD assessment shows on the Orange County tax bill for that parcel when billed that way. Use our HOA and CDD guides, then confirm before you deposit.
Where is the Osprey Ranch sales office?
K. Hovnanian lists the community sales office at 15197 Blue Peacock Lane, Winter Garden, FL 34787, with hours typically Monday–Saturday 10 a.m.–6 p.m. and Sunday 11 a.m.–6 p.m. (builder site, Oct 5, 2026). Confirm hours and register your agent before you visit.
Sources
- K. Hovnanian — Osprey Ranch, checked Oct 5, 2026
- K. Hovnanian plan pages (Nicola II, Suncrest II, Tessa II/III, Tobago II, Sanya II), Oct 5, 2026
- Stellar MLS, 12 months ending Oct 2, 2026 (Osprey Ranch, ZIP 34787; Jared Jones Team analysis)
- Own Agent with a Horizon West Builder
- Jared Jones Team, Brokered by eXp Realty, Oct 2026
Related Wave 1 guides
Buying or selling in Winter Garden or Horizon West?
Get street-level pricing, an honest commute read and a clear plan to close. Call or text 407-706-5000.