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Winter Garden & Horizon West

Independence and Signature Lakes (Horizon West): Prices, Amenities, Fees and Commute (2026)

Written by Jared Jones
Updated September 30, 2026
Winter Garden & Horizon West Hub
Aerial view of a lakeside community amenity center with a pool, tennis and basketball courts, surrounded by homes and lakes in the Independence and Signature Lakes area of Horizon West, Winter Garden FL

Image: Stellar MLS

Homes in Independence (recorded in MLS as Signature Lakes) sold for a median of $524,950 across 50 closings from Jan 5 to Sep 25, 2026 (Stellar MLS, 2026 YTD). It is a built-out resale community: every home sold this year was built between 2005 and 2021. No CDD line showed on any of the 3 Signature Lakes parcels we checked (OCPA, tax year 2026).

Median sold price

$525K

Median price per sq ft

$254

Median days on market

24 days

Closed sales

50

Jan 5 to Sep 25, 2026

Based on 50 closings with Signature Lakes or Independence in the MLS subdivision name (35 single-family, 15 townhomes), Stellar MLS, 2026 YTD. All 50 sit inside Orange County’s Village of Bridgewater boundary.

At a glance (2026 YTD)
Fact Independence / Signature Lakes Source
How we define it MLS sales with Signature Lakes or Independence in the subdivision name; all fall in the county’s Village of Bridgewater Stellar MLS; Orange County village map
Median sold price $524,950 Stellar MLS, 2026 YTD
Closed sales 50 (35 single-family, 15 townhomes) Stellar MLS, 2026 YTD
Median by home type single-family $600,000; townhomes $410,000 Stellar MLS, 2026 YTD
Price range of closed sales $315,000 to $3,050,000; most sales between about $333K and $1.67M (10th to 90th percentile) Stellar MLS, 2026 YTD
Median price per sq ft $254.39 Stellar MLS, 2026 YTD
Median days on market 24 days Stellar MLS, 2026 YTD
Year built (homes sold) 2005 to 2021; middle half 2006 to 2013 Stellar MLS, 2026 YTD
CDD (annual, on the tax bill) none on 3 of 3 Signature Lakes parcels checked OCPA, tax year 2026
County assessments (garbage, stormwater, street lights) $709.62 a year on each parcel checked OCPA, tax year 2026
Community size about 1,300 acres and 1,876 properties; founded 2004, completed 2017 Independence Community Association
Drive to Orlando City Hall about 33 min (21.3 mi) from a central point in the community’s sales Map check, Sep 2026

What are Independence and Signature Lakes?

Independence is a master-planned community in the Village of Bridgewater, one of the villages Orange County laid out for Horizon West. Many of its plats are recorded as Signature Lakes, so MLS listings often show that name, or both names together. The community association lists about 1,300 acres and 1,876 properties, including single-family homes, four townhome communities and one apartment community. It was founded in 2004 and completed in 2017 (Independence Community Association, Sep 2026). For how the villages relate to each other, see our Horizon West neighborhoods guide.

What do homes cost in Independence in 2026?

The median sold price was $524,950 across 50 closings from Jan 5 to Sep 25, 2026, with a median of $254.39 per square foot and 24 days on market (Stellar MLS, 2026 YTD). Single-family homes had a median of $600,000 across 35 sales, and townhomes $410,000 across 15 sales.

The range is wide. The lowest sale was $315,000 and the highest $3,050,000, with most sales between about $333K and $1.67M (10th to 90th percentile). The top of the range is a small set of larger single-family homes, many with private pools, so compare homes by type, size and lot rather than by the community median.

Is Independence new construction or resale?

Resale. Every home that sold here in 2026 was built between 2005 and 2021, and the middle half were built between 2006 and 2013 (Stellar MLS, 2026 YTD). That is different from Horizon West villages where builders are still selling, such as Hamlin’s Town Center and Ovation in Village I. If you are weighing an existing home here against a new build nearby, our Winter Garden new construction guide covers how builder purchases work.

With homes of this age, roof, HVAC and water heater ages matter more to your monthly budget than they do on a new build. Ask for those dates on any home you consider, and have it inspected.

What amenities does Independence have?

The Independence Community Association lists two residents clubs, at Town Square and Lake Trail, each with its own fitness center and resort-style pool (the Lake Trail pool includes a whirlpool spa). It also lists tennis and basketball courts at Lake Trail, an arcade and game room and a business center at Town Square, a billiards lounge, a community room, 15 parks, 4 playgrounds, more than 6 miles of bike and walking trails, and two boat ramps: Settler’s Landing on Lake Hancock and the Lake Speer ramp (Independence Community Association, Sep 2026).

The association also runs a lifestyle calendar with seasonal festivals and weekly events. Amenity access is managed by the association, so ask the association about the rules for a specific home before you buy.

Does Independence have HOA or CDD fees?

No CDD line showed on any of the 3 Signature Lakes parcels we checked, and each carried $709.62 a year in county non-ad valorem assessments for garbage, stormwater and street lights (OCPA, tax year 2026). That is a sample, so check the specific parcel. Our CDD fees guide explains how to read the tax bill.

Independence has four HOAs: a master association plus townhome associations, managed by FirstService Residential (Independence Community Association, Sep 2026). Townhome owners belong to both the master and their townhome association, and the association states that townhome owners must carry HO3 insurance that covers the exterior as well as the interior. Dues are not posted publicly, so call 407-706-5000 for current dues on a specific home, or see our HOA fees guide.

How long is the commute from Independence?

From a central point in the community’s 2026 sales, our map check shows about 33 min (21.3 mi) to Orlando City Hall, about 26 min (14.5 mi) to Magic Kingdom’s Transportation and Ticket Center, about 18 min (8.7 mi) to Plant Street in downtown Winter Garden, and about 8 min (2.6 mi) to the new Horizon West library at 4657 Hamlin Groves Trail (map check, Sep 2026). These are free-flow estimates, so drive your own route at the hour you’d actually commute.

SR 516, the Lake/Orange Expressway, is a new 4.4-mile corridor connecting State Road 429 at Horizon West with US 27 in Lake County. A partial opening is planned for spring 2027 (Central Florida Expressway Authority, Sep 2026).

Which nearby communities do buyers compare with Independence?

Buyers looking here often also look at Summerlake, which is also in the Village of Bridgewater, and at Hamlin’s Town Center to the west. See living in Summerlake and our Hamlin guide for those numbers. The right comparison depends on the home type, age, price range and commute you want, and a sales count is not a quality measure.

Frequently asked questions

How much do homes cost in Independence in 2026?

The median sold price was $524,950 across 50 closings from Jan 5 to Sep 25, 2026, with $254.39 per square foot (Stellar MLS, 2026 YTD). Single-family homes had a median of $600,000 and townhomes $410,000.

Is Signature Lakes the same as Independence?

Yes, for most buyers. Independence is the master-planned community, and many of its plats are recorded as Signature Lakes, so MLS listings may show either name or both. All 50 sales we counted in 2026 fall inside Orange County’s Village of Bridgewater boundary.

Does Independence have a CDD?

Not on the parcels we checked. None of the 3 Signature Lakes parcels we looked up showed a CDD line for tax year 2026, and each had $709.62 a year in county assessments (Orange County Property Appraiser). Check the specific parcel’s tax bill.

How many HOAs does Independence have?

Four: a master association plus townhome associations, managed by FirstService Residential (Independence Community Association, Sep 2026). Townhome owners belong to both. Dues are not posted publicly, so ask for the current amount on a specific home.

What amenities are in Independence?

The association lists two residents clubs with fitness centers and resort-style pools, tennis and basketball courts, 15 parks, 4 playgrounds, more than 6 miles of trails and boat ramps on Lake Hancock and Lake Speer (Independence Community Association, Sep 2026).

Are there new homes in Independence?

Not in 2026 sales. Every home that sold from Jan 5 to Sep 25, 2026 was built between 2005 and 2021 (Stellar MLS, 2026 YTD), and the association lists the community as completed in 2017.

How far is Independence from Disney?

About 26 minutes (14.5 miles) to Magic Kingdom’s Transportation and Ticket Center from a central point in the community’s sales, in free-flow traffic (map check, Sep 2026).

Buying or selling in Winter Garden or Horizon West?

Get street-level pricing, an honest commute read and a clear plan to close. Call or text 407-706-5000.

Author

Jared Jones

Jared Jones leads the Jared Jones Team, Brokered by eXp Realty, helping buyers and sellers in Winter Garden, Horizon West and greater Orlando. He has about 24 years of real estate experience and approximately 4,000 transactions.

Jared Jones Team, Brokered by eXp Realty · 504 W Plant Street, 1st and 2nd Floors, Winter Garden, FL 34787 · 407-706-5000 · jaredjones.com

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